- November 4, 2013
- admin
- Getting a Loan, Guides, Life Events
If you’ve been thinking about buying a home, you may wonder how to select the right financing for your budget and needs. This Financial Guide will explain the basics of most of the mortgage loans that are available today. Table of Contents Traditional Mortgage Non-Traditional Mortgages Growing-Equity Mortgage (Rapid-Payoff Mortgage) Buy-Downs Rent With Option To […]
- November 4, 2013
- admin
- Getting a Loan, Guides, Life Events
If you bought your home when mortgage rates were higher than today’s rates are, or have an adjustable-rate loan and would like to change it to a fixed rate, then you are probably a candidate for refinancing your mortgage. Here are some factors to consider when deciding whether to refinance and how to get the […]
- November 4, 2013
- admin
- Getting a Loan, Guides, Life Events
By using the equity in your home, you may qualify for a home equity line of credit (HELOC), a sizable amount of credit that is available to you to use when you need it, and, at a relatively low interest rate. Furthermore, under the tax law, and depending on your specific situation, you may be […]
- November 4, 2013
- admin
- Getting a Loan, Guides, Life Events
When you are ready to settle on your mortgage loan, you want to get the best rate and loan terms that you can. To increase that likelihood, it is important to learn as much as you can about what the lender is promising you before you apply for a loan–including locking in your loan at […]
- November 4, 2013
- admin
- Getting a Loan, Guides, Life Events
If, like thousands of others, you are having trouble paying your debts, it is important to take action. Doing nothing can lead to much larger problems in the future-even bigger debts, such as the loss of assets such as your house, and a bad credit record. This Financial Guide suggests how you can help improve […]
- November 4, 2013
- admin
- Buying Insurance, Guides, Life Events
Maintaining adequate homeowner’s insurance is a vital part of owning a residence and your homeowner’s policy should be chosen carefully. This Financial Guide discusses the policy provisions to consider when deciding which homeowner’s insurance policy to buy to be sure that your home is adequately insured and that you are getting the most insurance value […]
- November 4, 2013
- admin
- Buying Insurance, Guides, Life Events
The amount of money you spend for car insurance can vary dramatically depending on the insurance company you choose, the coverage you want and the kind of car you drive. Are you spending more than you need to on insurance premiums? This Financial Guide will help you get the most for your car insurance dollar. […]
- November 4, 2013
- admin
- Buying Insurance, Guides, Life Events
How much life insurance do you need? What type is appropriate? You should review your life insurance needs each time you have a major life event. Here is what you need to know to properly plan for your life insurance needs-to buy enough and to get the most for your money. Do You Need Life […]
- November 4, 2013
- admin
- Buying Insurance, Guides, Life Events
Do you have enough disability insurance coverage? If you need to purchase private coverage, how can you get the most for your money? Have you neglected to protect what could be your most important financial asset? For many individuals, this is not the home or portfolio- it’s earning power. This Financial Guide provides you with […]
- November 4, 2013
- admin
- Buying Insurance, Guides, Life Events
Who is entitled to Social Security disability benefits? How is a “disability” determined? How long do payments continue? What happens when you reach retirement age? This Financial Guide provides information you should know about Social Security disability benefits in the event you or a loved one becomes disabled. Table of Contents General Information Taxation Of […]