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- Getting Married
- Becoming a Parent
- Preparing For College
- Developing a Financial Plan
- Dealing with Your Bank
- Improving Your Credit
- Choosing a Professional
- Buying Insurance
- Planning For Retirement
Getting Married
Getting Married (or Divorced): Some Financial Guidelines
What are the financial implications of marriage (and of divorce and re-marriage)? Those who have recently changed their marital . . .
Life Insurance: How Much and What Kind To Buy
How much life insurance do you need? What type is appropriate? You should review your life insurance needs each time . . .
Becoming a Parent
Becoming a Parent: The Financial Considerations
Once you have a child, financial planning for the future becomes even more essential. How will you finance child care . . .
The “Nanny Tax” Rules: What To Do If You Have Household Employees
If you have a household employee, you may need to pay state and federal employment taxes. Which forms do you . . .
Your Child’s Education: How To Finance It
How can you properly fund your children’s education without draining your current cash flow? What should you do if . . .
Life Insurance: How Much and What Kind To Buy
How much life insurance do you need? What type is appropriate? You should review your life insurance needs each time . . .
Preparing For College
Your Child’s Education: How To Finance It
How can you properly fund your children’s education without draining your current cash flow? What should you do if . . .
Higher Education Costs: How To Get The Best Tax Treatment
Various tax benefits, including tax exemption, tax deferral, tax credits, and deductions, are available if you are paying or saving . . .
Developing a Financial Plan
Your Financial Plan: Getting Started On a Secure Future
This Financial Guide tells you how to begin the financial planning process. It provides worksheets to help you find out . . .
Budgeting: How To Prepare a Workable Plan
A budget is an essential component of your financial plan. Not only does it force you to monitor your spending . . .
Dealing with Your Bank
Bank Accounts: What To Look and Ask For
What type of account should you keep your money in at a bank or savings and loan association? How can . . .
Applying For a Loan: How To Get The Best Loan At The Lowest Cost
Debt should be incurred with caution. Yet there are ways to take advantage of your available credit to enjoy a . . .
Improving Your Credit
Credit Cards: How To Choose – And Use – Them Wisely
Using your credit cards wisely is largely a matter of being informed – e.g., how much your card company is . . .
Credit Reports: What You Should Know – And Do – About Yours
How do lenders determine who is approved for a credit card, mortgage, or car loan? Why are some individuals flooded . . .
Merchant Credit Card Abuses: What They Cannot Ask You To Do
Many merchants engraft their own rules to your use of a credit card, usually without the right to do so . . .
Your Credit Card Rights: What To Do If You Have a Problem
Federal law grants consumers several rights relating to their credit card transactions, against the card companies and in the case . . .
Getting Out of Financial Trouble: Steps You Can Take
If, like thousands of others, you are having trouble paying your debts, it is important to take action. Doing nothing . . .
Choosing a Professional
Lawyers: How To Choose The Right One
When seeking legal aid, as in purchasing any product or service, it’s important to be a smart consumer: to . . .
Are You Getting Good Financial Advice?
Don’t Just Look At Numbers; What’s Your Gut Telling You?
It’s not hard to find advice on . . .
Buying Insurance
Homeowner’s Insurance: How To Get The Best Coverage and Value
Maintaining adequate homeowner’s insurance is a vital part of owning a residence and your homeowner’s policy should be . . .
Car Insurance: 10 Cost-Cutters To Save You Money
The amount of money you spend for car insurance can vary dramatically depending on the insurance company you choose, the . . .
Life Insurance: How Much and What Kind To Buy
How much life insurance do you need? What type is appropriate? You should review your life insurance needs each time . . .
Disability Insurance: What To Look For
Do you have enough disability insurance coverage? If you need to purchase private coverage, how can you get the most . . .
Disability Benefits: How To Get All You’re Entitled To
Who is entitled to Social Security disability benefits? How is a “disability” determined? How long do payments continue? What happens . . .
Long-Term Care Insurance: How To Get The Best Deal
Many people are concerned about the cost of long-term care for themselves or for a family member. As the . . .
Annuities: How They Work and When You Should Use Them
Annuities may help you meet some of your mid and long-range goals such as planning for your retirement and . . .
Planning For Retirement
Your Retirement Plan: How To Get Started
The number of people who are financially unprepared for retirement is staggering. One study revealed that more than half of . . .
10 Retirement Saving Tips
Save As Much As You Can As Early As You Can.
Though it’s never too late to start, the . . .
Social Security Benefits: How To Get The Maximum Amount
Decisions about retirement, including understanding your Social Security benefits, are among the most important ones you will ever make. This . . .
Should You Count On Social Security?
In 2011, nearly 35 million retired American workers received an average of $1,181 average monthly benefit in Social Security . . .
Annuities: How They Work and When You Should Use Them
Annuities may help you meet some of your mid and long-range goals such as planning for your retirement and . . .
Retirement Plan Distributions: When To Take Them
When must you start withdrawing the funds in your retirement plans? And what happens if the funds aren’t withdrawn . . .
Retirement Plan Distributions: How To Take Them
If you are thinking of retiring soon, you are about to make a major financial decision: how to take distributions . . .
Roth IRAs: How They Work and How To Use Them
Roth IRAs differ from other tax-favored retirement plans, including other IRAs (called “traditional IRAs”), in that they promise complete . . .
The “SIMPLE” Plan: A Retirement Plan for the Really Small Business
Several different types of retirement plan – 401(k), defined benefit, and profit-sharing – can be made to suit a prosperous . . .