FAQs

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Will my estate have to pay taxes after I die?
Do states also impose estate taxes?
How . . .

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Just what is probate?
What is a living trust?
Do I need a living trust?
How does . . .

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How can I find out if contributions to a particular charity are tax-deductible?
What information can . . .

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How can I spot a charity scam?
What should I watch out for with mail solicitations?
What . . .

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How can I raise money for my small business?
What types of loans exist for business financing . . .

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Should I prepay my mortgage?
When should I refinance my home?
Should I borrow against my securities . . .

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What should I do if a friend or family member asks me to cosign a loan?
How . . .

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What banking fees do I need to look out for when shopping for an account?
What are . . .

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How do automated teller machine (ATM) and other electronic transfer transactions work?
What should I do if . . .

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How can I ensure that my small business will survive the transition into the next generation?
What . . .

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When should I hire a lawyer?
How would I handle a dispute on my own?
How do . . .

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As a Small Employer what do I Need to Know about Employee Benefits?
What Type of Medical . . .

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What kind of records do I need to keep in my business?
What do I need to . . .

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Can I deduct the cost of meals on days I call on customers or clients away from . . .

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How do I research whether my small business’ product or service will sell?
What market research questions . . .

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Which kinds of business organization or business entity will limit my liability to business creditors?
What is . . .

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What is a corporation?
What is the difference between an “S” and a “C” corporation?
Do I . . .

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Who should form an LLC?
Should I choose an LLC or an S corporation?
What is an . . .

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Which are the best credit cards?
If someone steals my credit card, how much am I liable . . .

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How can I check my credit report?
What if there is an error on my credit report . . .

How will a divorce or separation affect my credit?
Here are some tips for handling the credit aspects of divorce . . .

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How can I tell whether I have too much debt?
What steps should I take if I . . .

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How do I determine my long-term financial goals?
Is there any validity to financial planning “rules . . .

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What are the steps in the investment process?
What types of risks are involved in investing?
What . . .

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What are variable annuities?
How do annuities work?
Should I invest in annuities?
Should a retiree purchase . . .

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What is a bond?
What are the various types of bonds?
How are bonds classified?
What is . . .

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How are mutual fund tax distributions taxed?
Are reinvested dividends from a mutual fund taxable?
Am I . . .

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How are Stocks Traded?
What are the Differences Between Over-the-Counter Trades and Stock-Exchange Trades . . .

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When should I start saving for my child’s education?
How much will my child’s college . . .

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Will my heirs owe income taxes when they inherit my retirement assets?
Will my heirs owe estate . . .

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How should I take distributions from my retirement plan?
When is it best to take a lump . . .

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When should I use a rollover to my IRA?
Is there a downside to an IRA rollover . . .

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What’s good about investing in IRAs?
Can anyone have a traditional IRA?
Can my homemaker spouse . . .

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Who is entitled to Social Security disability benefits?
When do Social Security disability benefits begin?
Are Social . . .

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How much should I spend on my next home?
How can I find a good real estate . . .

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How can I minimize problems when getting a mortgage?
How can I lock in a mortgage rate . . .

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How can I get the “best buy” in homeowner’s insurance?
How much homeowner’s insurance should . . .

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How do I find a good real estate agent when I sell my home?
Which type of . . .

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How can I get the best deal when hiring a moving company?
How can I minimize problems . . .

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How can I lower my car insurance costs?
What coverage should my auto policy include?
How should . . .

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Should I purchase my own disability insurance policy?
How much disability insurance should I have?
What does . . .

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How can I get the “best buy” in homeowner’s insurance?
How much homeowner’s insurance should . . .

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How do insurance companies classify individuals for rate purposes?
What questions should I ask my life insurance . . .

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Should I buy long-term care insurance?
What are the alternatives to long-term care insurance?
How . . .

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Should I lease or buy my next car?
How do I get the “best buy” when buying . . .

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Legal Rights: What are the major differences between married and unmarried couples?
What estate and financial planning . . .

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How do I prepare financially for divorce?
How should we handle credit card accounts during a divorce . . .

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What papers will I need if a family member dies?
What steps should I take regarding the . . .

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How can I resolve a consumer complaint?
How can I reduce my bank fees?
How can I . . .

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How much will it cost me to raise a child?
What costs can I expect during the . . .

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When should I start saving for my child’s education?
How much will my child’s college . . .

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What kinds of household workers are covered by nanny tax rules?
What must I do if I . . .

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How can I spot a rip-off?
What should I know about Internet fraud?
What are some . . .

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What’s the best way to borrow to make consumer purchases?
What special deductions can I get . . .

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What pieces of paper do I need to keep in order to do my taxes?
What types . . .

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What types of tax relief are available for costs of my children’s higher education?
What is . . .