- November 4, 2013
- admin
- Getting a Loan, Guides, Life Events
If you’ve been thinking about buying a home, you may wonder how to select the right financing for your budget and needs. This Financial Guide will explain the basics of most of the mortgage loans that are available today. Table of Contents Traditional Mortgage Non-Traditional Mortgages Growing-Equity Mortgage (Rapid-Payoff Mortgage) Buy-Downs Rent With Option To […]
- November 4, 2013
- admin
- Getting a Loan, Guides, Life Events
If you bought your home when mortgage rates were higher than today’s rates are, or have an adjustable-rate loan and would like to change it to a fixed rate, then you are probably a candidate for refinancing your mortgage. Here are some factors to consider when deciding whether to refinance and how to get the […]
- November 4, 2013
- admin
- Getting a Loan, Guides, Life Events
By using the equity in your home, you may qualify for a home equity line of credit (HELOC), a sizable amount of credit that is available to you to use when you need it, and, at a relatively low interest rate. Furthermore, under the tax law, and depending on your specific situation, you may be […]
- November 4, 2013
- admin
- Getting a Loan, Guides, Life Events
When you are ready to settle on your mortgage loan, you want to get the best rate and loan terms that you can. To increase that likelihood, it is important to learn as much as you can about what the lender is promising you before you apply for a loan–including locking in your loan at […]
- November 4, 2013
- admin
- Getting a Loan, Guides, Life Events
If, like thousands of others, you are having trouble paying your debts, it is important to take action. Doing nothing can lead to much larger problems in the future-even bigger debts, such as the loss of assets such as your house, and a bad credit record. This Financial Guide suggests how you can help improve […]