- November 4, 2013
- admin
- Buying Insurance, Guides, Life Events
Annuities may help you meet some of your mid and long-range goals such as planning for your retirement and for a child’s college education. This Financial Guide tells you how annuities work, discusses the various types of annuities, and helps you determine which annuity product (if any) suits your situation. It also discusses the tax […]
- November 4, 2013
- admin
- Choosing A Professional, Guides, Life Events
When seeking legal aid, as in purchasing any product or service, it’s important to be a smart consumer: to be well informed and to know exactly what you are getting for your money. This Financial Guide discusses how to find an attorney who will provide cost-effective help with your legal problems. Table of Contents Step […]
- November 4, 2013
- admin
- Choosing A Professional, Guides, Life Events
Don’t Just Look At Numbers; What’s Your Gut Telling You? It’s not hard to find advice on how to manage your money these days. You can find plenty of it on the Internet, in books, magazines and newspapers, from well-meaning friends and relatives, and of course, from professional advisors. But while finding financial guidance is […]
- November 4, 2013
- admin
- Guides, Improving Your Credit, Life Events
Using your credit cards wisely is largely a matter of being informed – e.g., how much your card company is charging you for credit – and by following some simple tips for using the card. Table of Contents Credit CARD Act of 2009 Examine The Card’s Terms Considerations Other Than Cost How Different Balance Computations […]
- November 4, 2013
- admin
- Guides, Improving Your Credit, Life Events
How do lenders determine who is approved for a credit card, mortgage, or car loan? Why are some individuals flooded with credit card offers while others get turned down routinely? Because creditors keep their evaluation standards secret, it is difficult to know just how to improve your credit rating. This Financial Guide explains how, and […]
- November 4, 2013
- admin
- Guides, Improving Your Credit, Life Events
Many merchants engraft their own rules to your use of a credit card, usually without the right to do so. What are you required to do and what can you rightfully refuse to do? The Financial Guide explains your rights. Table of Contents Personal Information Minimum Charge Requirements Extra Charge For Using A Credit Card […]
- November 4, 2013
- admin
- Guides, Improving Your Credit, Life Events
Federal law grants consumers several rights relating to their credit card transactions, against the card companies and in the case of a dispute with a merchant. This Financial Guide discusses these important rights in depth. Table of Contents Prompt Credit For Payment Refunds Of Credit Balances Resolution Of Errors Removal Of Unauthorized Charges Resolution Of […]
- November 4, 2013
- admin
- Guides, Improving Your Credit, Life Events
If, like thousands of others, you are having trouble paying your debts, it is important to take action. Doing nothing can lead to much larger problems in the future-even bigger debts, such as the loss of assets such as your house, and a bad credit record. This Financial Guide suggests how you can help improve […]
- November 4, 2013
- admin
- Dealing with Your Bank, Guides, Life Events
What type of account should you keep your money in at a bank or savings and loan association? How can you find the account that will charge you the least amount of money for the services you need? This Financial Guide helps you choose the most cost-effective type of account. Table of Contents Comparing Types […]
- November 4, 2013
- admin
- Dealing with Your Bank, Guides, Life Events
Debt should be incurred with caution. Yet there are ways to take advantage of your available credit to enjoy a purchase, make an investment, or take care of an emergency. Here is a guide to finding out which form of borrowing will best suit your needs as well as some pointers on finding the lowest-cost […]
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