- November 4, 2013
- admin
- Guides, Improving Your Credit, Life Events
Using your credit cards wisely is largely a matter of being informed – e.g., how much your card company is charging you for credit – and by following some simple tips for using the card. Table of Contents Credit CARD Act of 2009 Examine The Card’s Terms Considerations Other Than Cost How Different Balance Computations […]
- November 4, 2013
- admin
- Guides, Improving Your Credit, Life Events
How do lenders determine who is approved for a credit card, mortgage, or car loan? Why are some individuals flooded with credit card offers while others get turned down routinely? Because creditors keep their evaluation standards secret, it is difficult to know just how to improve your credit rating. This Financial Guide explains how, and […]
- November 4, 2013
- admin
- Guides, Improving Your Credit, Life Events
Many merchants engraft their own rules to your use of a credit card, usually without the right to do so. What are you required to do and what can you rightfully refuse to do? The Financial Guide explains your rights. Table of Contents Personal Information Minimum Charge Requirements Extra Charge For Using A Credit Card […]
- November 4, 2013
- admin
- Guides, Improving Your Credit, Life Events
Federal law grants consumers several rights relating to their credit card transactions, against the card companies and in the case of a dispute with a merchant. This Financial Guide discusses these important rights in depth. Table of Contents Prompt Credit For Payment Refunds Of Credit Balances Resolution Of Errors Removal Of Unauthorized Charges Resolution Of […]
- November 4, 2013
- admin
- Guides, Improving Your Credit, Life Events
If, like thousands of others, you are having trouble paying your debts, it is important to take action. Doing nothing can lead to much larger problems in the future-even bigger debts, such as the loss of assets such as your house, and a bad credit record. This Financial Guide suggests how you can help improve […]